Your Risk Assessment
Name
Age
Mobile Number
Email ID
Risk Assessment (10 Questions)
1. Your Age
Age helps us understand your ability to recover from market ups and downs.
Select
Below 35
35–45
46–55
56–65
Above 65
2. Stability of your income
Stable income allows you to stay invested during volatile periods.
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Very stable (salary / pension)
Mostly stable (established business)
Somewhat irregular
Highly irregular
No regular income
3. Emergency fund availability
This protects your investments during unexpected expenses.
Select
More than 6 months expenses
4–6 months
2–3 months
Less than 2 months
No emergency fund
4. Current loans and EMIs
Higher EMIs reduce your capacity to take investment risk.
Select
No loans
Only home loan, comfortable
Multiple loans, manageable
High EMI burden
Financially stressed
5. Investment time horizon
Longer time horizons reduce equity risk.
Select
More than 10 years
7–10 years
5–7 years
3–5 years
Less than 3 years
6. Reaction to market fall of 20–30%
This reflects your real behaviour, not theory.
Select
I would invest more
I would stay invested calmly
I would feel anxious but hold
I would reduce investments
I would exit completely
7. Comfort with portfolio ups and downs
Volatility tolerance is psychological.
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Very comfortable
Comfortable
Neutral
Uncomfortable
Prefer capital protection
8. Behaviour during past market corrections
Past behaviour is the best predictor of future behaviour.
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Increased investments
Continued SIPs normally
Stayed invested with stress
Paused investments
Redeemed investments
9. Investment experience
Experience builds emotional resilience.
Select
More than 10 years
5–10 years
3–5 years
Less than 3 years
First-time investor
10. Understanding of mutual fund investing
Understanding reduces panic during volatility.
Select
Very clear understanding
Good understanding
Basic understanding
Limited understanding
No understanding
Calculate Risk Score
Risk Summary
Risk Score
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Risk Profile
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Calm Wealth Score
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